Chapters 5, 6 What are the names and responsibilities of the major insurance reg


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Chapters 5, 6
What are the names and responsibilities of the major insurance regulators?
Why are the states responsible for numerous insurance regulations? What advantages and disadvantages does this have?
How does an insurance regulator intervene in the event of insolvency?
What are the key components of an insurance contract?
Explain contract of adhesion, contract of indemnity, subrogation, and endorsements/riders.
What is the difference between concealment and misrepresentation? In the event that an insured does either of these, what are the potential implications? How can these issues be reduced or prevented by insurance companies?
Chapter 7
How is social security funded, in terms of the system and also percentage contributions?
Who is eligible for social security? Which types of other individuals are eligible for social security benefits?
What is disability SSI? Who is eligible?
Explain Medicare and the various parts. When is it optimal to enroll? How should an individual make those decisions?
What are two places you could use to access more information pertaining to current social security or Medicare policies?
What is the difference between Medicare and Medicaid?

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